Wall Street Mortgage Bankers Ltd. is a Licensed Mortgage Banker approved to originate the FHA Loan. We are not a government organization, but we are approved by HUD to originate one of the best home loan programs ever developed for the average American, the FHA home mortgage. Beyond the FHA loan program, we offer a wide selection of Conventional mortgage loan programs which help many first time buyers and existing homeowners achieve financial security.

You can get a FREE consultation from one of our FHA Lending Specialists by taking 30 Seconds or less to complete our Secure Quick Inquiry Form regardless of whether you are a first time home buyer or a seasoned home owner. The FHA Loan program is an Outstanding mortgage opportunity for any home buyer or home owner. As a bonus, you'll have the opportunity to get 2 free E-Books full of information you need including the exclusive Down Payment Solutions™ Home Buyer Education and Home Buyer Grant and Charity Guide.

Keep in mind that Federal Housing Authority (FHA Guidelines) does not originate the FHA home loans funded under the FHA loan program. They only insure the FHA mortgages underwritten and funded by approved Lenders and Brokers who then originate the FHA home loan for the benefit of their borrowers.

Our FHA Mortgage Opportunities

Via this site, we offer the full range of FHA Mortgage programs that provide each of our clients a valuable opportunity to not only qualify for a mortgage loan, but qualify for a low interest, fixed rate program that doesn't base your financing on a credit score! We provide our services not only in the NY state, but also in NJ, CT, PA, MD and CA states.

• We offer very competitive FHA Interest Rates
• Very flexible FHA Loan Qualification guidelines
• Top notch quality controlled loan packaging that gets approvals
• Down Payment help allowed
• Creative Financing Solutions
• Simple Interest fixed mortgage rate programs and adjustable mortgage rate loans
• Low Rate Debt Consolidation Loans
• Cash Out FHA Refinance Loans
• The Streamline Refinance Mortgage Program
• HUD Approved Manufactured Home Loans
• The FHA 203k Loan for home rehabilitation and improvement
• The HUD endorsed FHA Reverse Mortgage Program
• Check out our Fantastic FHA Mortgage Calculator
• All FHA Home Loans are Fully Assumable
• Over 150 Investors with well over 500 conventional mortgage loan program variations beyond just the FHA programs you'll find here!

What Is a FHA Loan Program?

In 1937, congress created the Federal Housing Administration(FHA Home Loan) in order to provide American families with the opportunity to become home owners.

In the past, home ownership was achieved with excessively large down payments of 30% to 50% and required a loan through the local community bank under restrictive terms and conditions that the majority of Americans simply couldn't afford.

This act of congress opened the door to home ownership to millions of Americans and launched a revolution in the mortgage lending industry.

So what are you waiting for? apply for a loan NOW